The Essentials for the Slopes

It’s the time of year when Brits everywhere get so sick of the freezing weather, the ice on the roads, piling on extra sweaters and turning up the heat that they decided to pack their bags and head for somewhere even colder.
Yes it’s the ski season and while you pack your thermals, twenty pairs of socks, and a fluffy pair of earmuffs it’s also vital to remember your travel insurance, also known as holiday insurance.
The fact is that not too many of us Brits are the most natural on the slopes (just ask Eddie the Eagle), but even those of us headed for the Olympic trials should make sure we have adequate cover for one of the most dangerous winter sports. Skiing, snowboarding and even snow tubing all require adequate travel insurance that takes into account winter sports cover. So whether you have single trip or annual travel insurance, make sure you are covered with the following:
·Medical Expenses £2million
·Personal Liability £1million
·Cancellation £3,000
·Baggage £1,500
·Cash £250
You should also check the small print for the following ski cover:
·Ski equipment
·Ski hire
·Piste closure
·Inability to ski due to accident
·Inability to ski due to sickness or the loss or theft of your ski pass
·Avalanche closure
Use the travel insurance comparison tool at moneysupermarket.com to find the cheapest and most comprehensive cover from a range of travel insurance providers – it is much cheaper to buy a stand-alone policy than to purchase your insurance as an add-on via a travel agent. The Financial Services Authority regulates all stand-alone policies, however they do not regulate insurance that is bought via a travel agent. Consequently many travellers are paying over the odds for inadequate cover. Be smart before you buy and make a thorough search of the market to find cover that accurately suits your requirements at a much cheaper price.
Also remember to take it easy while you’re abroad as virtually every travel insurance policy on the market will discount any claim you make if you are found to be under the influence of alcohol or drugs.
No jokes about taking it easy while out “on the piste” please…